PennyPal — AI Subscription With Bill Tracker | SwiftUI iOS App

Stop losing money to forgotten subscriptions. AI Personal Finance is a premium, 100% native SwiftUI iOS app that tracks every subscription and recurring bill in one beautiful place — with an AI scanner that detects hidden charges, smart renewal reminders, gorgeous analytics, and a built-in StoreKit 2 paywall. No backend. No Firebase. No login required. Rebrand it and ship to the App Store today. Why PennyPal Template Stands Out PennyPal  100% Native SwiftUI + SwiftData — no Objective-C, no storyboards, no legacy WebView. Built for iOS 17+. Zero backend, zero server cost — works fully offline with optional iCloud (CloudKit) sync. No Firebase setup headaches. AI-Powered Statement Scanner — detects recurring charges from a bank statement (paste text or OCR a screenshot) using the user’s own OpenAI key. Monetization built-in — StoreKit 2 subscriptions (monthly / yearly / lifetime) with a high-converting paywall and a free-tier limit you control. Privacy-first — all data stays on device; Face ID App Lock included. You can honestly select “Data Not Collected” on the App Store. Ready to publish — clean MVVM code, full documentation, reskin guide, and App Store submission checklist. PennyPal  Full Feature List PennyPal  Beautiful animated onboarding (4 pages, no image assets) PennyPal  Dashboard with animated total monthly spend & upcoming renewals Renewal countdown badges (turns red when a bill is due soon) 30+ prebuilt popular services (Netflix, Spotify, Disney+, iCloud+, ChatGPT, and more) Add unlimited custom subscriptions — any price, cycle, category, color & icon Smart renewal reminders via local notifications (no push server needed) Insights: 6-month spend trend, category donut chart, yearly projection Potential-savings detector for rarely used subscriptions AI Statement Scanner — paste or OCR a statement to auto-detect subscriptions Subscription detail view with payment history & total-spent tracking Pause / resume subscriptions Face ID / Touch ID App Lock iCloud sync across the user’s devices (CloudKit) CSV export via native share sheet Multi-currency support (all ISO currencies) Full Light & Dark mode StoreKit 2 paywall — free tier + Pro (monthly / yearly / lifetime) 3 alternate app icons, haptics, empty & error states everywhere Dynamic Type & VoiceOver accessibility support Requirements Xcode 15+ / iOS 17+ Apple Developer account (to publish to the App Store) OpenAI API key — optional, only for the AI scanner feature. The app works fully without it. Support Fast, friendly support through the comments section. The documentation covers 95% of setup questions. We reply within 24 hours. Note: This is app source code for developers and publishers. The AI feature requires the buyer’s own OpenAI API key (pay-as-you-go, extremely low cost with gpt-4o-mini). All other features work with no external service and no server.  

(Only For Premium Category Products !)

1. All digital products are the most recent version, with no possibility of free updates. After payment, you can request an update to the most recent version for 5 days if a new version is released. We free support within 5 days.

2. If a license is required (Excludes WHMCS license , we provide only method not license), please contact us via email or ticket for assistance with activation. Our license is only valid for activation and does not include support.

3. We provide Mobile, PHP script installation services for $19.90 / ₹1700. Please create a backup after installation as we do not support re-installation. For mobile app source code, we do not offer installation services.

4. If you have any questions, please contact us by email [email protected] or create a ticket on this page

5. Please note that any digital products presented on the website do not contain malicious code, viruses or advertising. You will receive the original files from the developers. We do not sell any products that have been downloaded from other websites.

6. The response time can last up to 6 hours.

(Only For Membership Category Products !)

Benefits of our Membership Plans

• Instant access to all plugins and all themes including all future releases
• Unlimited domain usage
• Regular Updates as of when available. Usually, updates are released daily.
• Before purchasing, please read the Terms and Conditions & Refund Policy.
• If you have any questions, please first read the FAQs.
• If you haven’t found the answer to your question, please contact us, and we will respond ASAP.
• Please note that any digital products on the website do not contain malicious code, viruses, or advertising. We buy the original files from the developers. We do not sell any products downloaded from other sites.
• Buy or download for FREE by subscribing to our VIP Membership Plan. Join the club of more than 1100+ happy members. This is the same theme as sold by the developer.

Updates:

• We offer frequent updates for one year from the date of purchase. After this period, you have to purchase the item again to receive further updates, we also offer lifetime updates as a second option.
• We regularly update products as soon as we are notified about an update, we go and download it from the author and update it on our site, but In case the current version of the product is not the latest, You can request an update for the product by contact form.
• We send regular emails advising when products have been updated so please be sure to provide an active email address when you sign up.

Support:

• Our support team is available 24/7, if you have any questions or need help in installing or configuring digital products purchased on the website, please don’t hesitate to contact form.
• Please note that we are not developers of the provided products, so our technical support capabilities are limited. We do not change product functionality and do not fix developer bugs.

For more information please read FAQs & About Us.

(Only For WHMCS Category Products !)

• We Only provide WHMCS Module, how you can  nulled any module step only !
• Instant access to all plugins and all themes 
• Unlimited domain usage
• Regular Updates as of when available. Usually, updates are released daily.
• Before purchasing, please read the Terms and Conditions & Refund Policy.
• If you have any questions, please first read the FAQs.
• If you haven’t found the answer to your question, please contact us, and we will respond ASAP.
• Please note that any digital products on the website do not contain malicious code, viruses, or advertising. We buy the original files from the developers. We do not sell any products downloaded from other sites.