Wise Spend – Personal Finance Management App

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Wise Spend – Personal Finance Management App

Premium Category Products

Original price was: Rs4,067.00.Current price is: Rs415.00.

Wise Spend is a Personal Finance Management App designed to help users take control of their financial health, track their spending, save money, and make more informed decisions about their finances. The app provides a comprehensive suite of tools for budgeting, expense tracking, financial goal setting, investment monitoring, and more. Its goal is to make managing personal finances easier, more transparent, and more accessible, all within a user-friendly mobile platform. Here’s a deep dive into the features, design, and technical architecture of the Wise Spend Personal Finance Management App:

1. wiseCore Features of Wise Spend

a. wiseAccount & User Registration

  1. wiseUser Sign-Up & Authentication:
    • Social Media Integration: wiseUsers can sign up and log in using their Google, Facebook, or Apple accounts for ease of access.
    • Email/Password Authentication: Traditional registration via email and password.
    • Two-Factor Authentication (2FA): Added security for sensitive financial information.
  2. Multi-Account Support:
    • Link Multiple Accounts: Users can link multiple financial accounts such as checking accounts, savings accounts, credit cards, and loans to get a comprehensive view of their financial status.
    • Bank Synchronization: Integration with banking APIs (such as Plaid, Yodlee, or TrueLayer) to automatically sync bank transaction data and balance updates.
  3. Profile & Personalization:
    • Users can customize their profile with their financial goals, spending preferences, and more.
    • The app can create personalized financial insights and recommendations based on their profile and spending patterns.

b. Expense Tracking & Categorization

  1. Automatic Transaction Categorization:
    • The app automatically categorizes spending (e.g., Groceries, Entertainment, Utilities, Dining, etc.) based on transaction descriptions and merchant names.
    • Machine learning algorithms can be used to improve the accuracy of categorization over time as the app learns users' preferences.
  2. Manual Expense Entry:
    • Users can manually add expenses if they do not come from linked bank accounts or if they want to track cash purchases or receipts.
    • Receipt Scanning: Use the camera to scan receipts and automatically input expense data (OCR technology).
  3. Recurring Expenses:
    • Track recurring expenses such as subscriptions, bills, or loans. The app can notify users of upcoming payments and allow them to set up reminders.
    • Subscription Management: Users can track and manage subscriptions (like Netflix, Spotify, etc.) to avoid unnecessary spending and discover unwanted auto-renewals.
  4. Transaction Notes & Tags:
    • Users can tag or add notes to their transactions for better organization (e.g., "Business Lunch" or "Gift for John").
  5. Split Expenses:
    • For group expenses (e.g., shared bills, trips), users can split payments and track who owes whom.

c. Budgeting & Financial Planning

  1. Budget Creation:
    • Users can create custom budgets for various categories like Dining, Transportation, Entertainment, etc.
    • Smart Budgeting: The app can suggest budget amounts based on historical spending, allowing users to set realistic goals.
  2. Budget Alerts:
    • Over Budget Alerts: Notify users when they exceed their set budget limits for any category.
    • Remaining Budget Notifications: Let users know how much they have left in a particular category to avoid overspending.
  3. Financial Goal Setting:
    • Short-Term & Long-Term Goals: Users can set financial goals such as saving for a vacation, emergency fund, buying a car, or paying off debt.
    • Goal Tracking: Monitor the progress of each goal, set deadlines, and visualize how much more needs to be saved each month to reach the target.
  4. Savings Account Integration:
    • Create specific savings buckets for individual goals (e.g., "Vacation Fund," "Emergency Savings").
    • Automatic Transfers: The app can help users set up automatic transfers to their savings account to ensure consistent progress toward their financial goals.
 

(Only For Premium Category Products !)

1. All digital products are the most recent version, with no possibility of free updates. After payment, you can request an update to the most recent version for 5 days if a new version is released. We free support within 5 days.

2. If a license is required (Excludes WHMCS license , we provide only method not license), please contact us via email or ticket for assistance with activation. Our license is only valid for activation and does not include support.

3. We provide Mobile, PHP script installation services for $19.90 / ₹1700. Please create a backup after installation as we do not support re-installation. For mobile app source code, we do not offer installation services.

4. If you have any questions, please contact us by email  or create a ticket on this page

5. Please note that any digital products presented on the website do not contain malicious code, viruses or advertising. You will receive the original files from the developers. We do not sell any products that have been downloaded from other websites.

6. The response time can last up to 6 hours.

(Only For Membership Category Products !)

Benefits of our Membership Plans

  • Instant access to all plugins and all themes including all future releases
  • Unlimited domain usage
  • Regular Updates as of when available. Usually, updates are released daily.
  • Before purchasing, please read the Terms and Conditions & Refund Policy.
  • If you have any questions, please first read the FAQs.
  • If you haven’t found the answer to your question, please contact us, and we will respond ASAP.
  • Please note that any digital products on the website do not contain malicious code, viruses, or advertising. We buy the original files from the developers. We do not sell any products downloaded from other sites.
  • Buy or download for FREE by subscribing to our VIP Membership Plan. Join the club of more than 1100+ happy members. This is the same theme as sold by the developer.

Updates:

  • We offer frequent updates for one year from the date of purchase. After this period, you have to purchase the item again to receive further updates, we also offer lifetime updates as a second option.
  • We regularly update products as soon as we are notified about an update, we go and download it from the author and update it on our site, but In case the current version of the product is not the latest, You can request an update for the product by contact form.
  • We send regular emails advising when products have been updated so please be sure to provide an active email address when you sign up.

Support:

  • Our support team is available 24/7, if you have any questions or need help in installing or configuring digital products purchased on the website, please don’t hesitate to contact form.
  • Please note that we are not developers of the provided products, so our technical support capabilities are limited. We do not change product functionality and do not fix developer bugs.

For more information please read FAQs & About Us.

(Only For WHMCS Category Products !)

  • We Only provide WHMCS Module, how you can  nulled any module step only !
  • Instant access to all plugins and all themes 
  • Unlimited domain usage
  • Regular Updates as of when available. Usually, updates are released daily.
  • Before purchasing, please read the Terms and Conditions & Refund Policy.
  • If you have any questions, please first read the FAQs.
  • If you haven’t found the answer to your question, please contact us, and we will respond ASAP.
  • Please note that any digital products on the website do not contain malicious code, viruses, or advertising. We buy the original files from the developers. We do not sell any products downloaded from other sites.

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